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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,321 | $102,245-33.2% | $89,340-23.5% | $137,256-50.2% |
| Participation rate | 72.2% | 74.9%-2.7pp | 69.6%+2.7pp | 80.0%-7.7pp |
| Annual return | 14.06% | 21.89%-7.8pp | 20.57%-6.5pp | 220.34%-206.3pp |
| Employer contribution / active EE | $3,821 | $2,529+51.1% | $2,231+71.2% | $4,156-8.1% |
| Participant deferral / active EE | $9,301 | $4,436+109.7% | $3,823+143.3% | $6,407+45.2% |
| Admin fee / account holder | $5,829 | $8,085-27.9% | $6,704-13.1% | $12,270-52.5% |