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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,903 | $97,125-70.2% | $86,233-66.5% | $137,256-78.9% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.0%+11.0pp | 80.0%0pp |
| Annual return | 16.89% | 74.19%-57.3pp | 61.39%-44.5pp | 220.34%-203.4pp |
| Employer contribution / active EE | $2,468 | $2,841-13.1% | $2,504-1.5% | $4,156-40.6% |
| Participant deferral / active EE | $4,935 | $5,180-4.7% | $4,559+8.3% | $6,407-23.0% |
| Admin fee / account holder | $3,003 | $9,725-69.1% | $8,342-64.0% | $12,270-75.5% |