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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,168 | $107,421-73.8% | $182,262-84.5% | $94,015-70.0% |
| Participation rate | 55.6% | 77.8%-22.2pp | 84.2%-28.7pp | 70.8%-15.3pp |
| Annual return | 19.14% | 21.32%-2.2pp | 140.60%-121.5pp | 17.84%+1.3pp |
| Employer contribution / active EE | $1,791 | $3,448-48.1% | $5,046-64.5% | $2,790-35.8% |
| Participant deferral / active EE | $2,951 | $6,558-55.0% | $8,276-64.3% | $4,249-30.6% |
| Admin fee / account holder | $1,358 | $8,692-84.4% | $16,712-91.9% | $8,951-84.8% |