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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,168 | $106,749-73.6% | $145,433-80.6% | $82,448-65.8% |
| Participation rate | 55.6% | 75.6%-20.1pp | 82.1%-26.6pp | 68.1%-12.5pp |
| Annual return | 19.14% | 27.59%-8.4pp | 66.58%-47.4pp | 41.64%-22.5pp |
| Employer contribution / active EE | $1,791 | $3,444-48.0% | $4,554-60.7% | $2,551-29.8% |
| Participant deferral / active EE | $2,951 | $6,519-54.7% | $7,897-62.6% | $4,139-28.7% |
| Admin fee / account holder | $1,358 | $8,390-83.8% | $13,129-89.7% | $7,234-81.2% |