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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,168 | $106,524-73.6% | $152,301-81.5% | $87,485-67.8% |
| Participation rate | 55.6% | 75.8%-20.2pp | 82.4%-26.9pp | 68.9%-13.4pp |
| Annual return | 19.14% | 26.89%-7.7pp | 80.50%-61.4pp | 26.06%-6.9pp |
| Employer contribution / active EE | $1,791 | $3,371-46.9% | $4,624-61.3% | $2,596-31.0% |
| Participant deferral / active EE | $2,951 | $6,525-54.8% | $8,004-63.1% | $4,274-31.0% |
| Admin fee / account holder | $1,358 | $8,287-83.6% | $14,398-90.6% | $7,775-82.5% |