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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $473,462 | $106,749+343.5% | $145,433+225.6% | $82,448+474.3% |
| Participation rate | 92.9% | 75.6%+17.2pp | 82.1%+10.7pp | 68.1%+24.8pp |
| Annual return | 13.60% | 27.59%-14.0pp | 66.58%-53.0pp | 41.64%-28.0pp |
| Employer contribution / active EE | $2,865 | $3,444-16.8% | $4,554-37.1% | $2,551+12.3% |
| Participant deferral / active EE | $8,703 | $6,519+33.5% | $7,897+10.2% | $4,139+110.3% |
| Admin fee / account holder | $1,232 | $8,390-85.3% | $13,129-90.6% | $7,234-83.0% |