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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,269 | $106,749+91.4% | $145,433+40.5% | $82,448+147.8% |
| Participation rate | 92.6% | 75.6%+16.9pp | 82.1%+10.5pp | 68.1%+24.5pp |
| Annual return | 13.61% | 27.59%-14.0pp | 66.58%-53.0pp | 41.64%-28.0pp |
| Employer contribution / active EE | $3,926 | $3,444+14.0% | $4,554-13.8% | $2,551+53.9% |
| Participant deferral / active EE | $9,850 | $6,519+51.1% | $7,897+24.7% | $4,139+138.0% |
| Admin fee / account holder | $8,726 | $8,390+4.0% | $13,129-33.5% | $7,234+20.6% |