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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,081 | $97,125+121.4% | $86,233+149.4% | $137,256+56.7% |
| Participation rate | 90.9% | 74.2%+16.7pp | 69.0%+21.9pp | 80.0%+10.9pp |
| Annual return | 18.75% | 74.19%-55.4pp | 61.39%-42.6pp | 220.34%-201.6pp |
| Employer contribution / active EE | $2,037 | $2,841-28.3% | $2,504-18.6% | $4,156-51.0% |
| Participant deferral / active EE | $5,879 | $5,180+13.5% | $4,559+28.9% | $6,407-8.2% |
| Admin fee / account holder | $21,877 | $9,725+125.0% | $8,342+162.2% | $12,270+78.3% |