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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,275 | $100,139+92.0% | $85,187+125.7% | $145,884+31.8% |
| Participation rate | 90.9% | 74.1%+16.8pp | 67.5%+23.4pp | 80.3%+10.6pp |
| Annual return | 13.35% | 84.15%-70.8pp | 66.67%-53.3pp | 551.85%-538.5pp |
| Employer contribution / active EE | $1,937 | $3,238-40.2% | $2,732-29.1% | $4,662-58.5% |
| Participant deferral / active EE | $5,369 | $5,296+1.4% | $4,525+18.7% | $6,690-19.7% |
| Admin fee / account holder | $4,056 | $7,262-44.1% | $6,162-34.2% | $13,392-69.7% |