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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,573 | $172,111-25.3% | $150,298-14.5% | $137,256-6.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 10.32% | 69.37%-59.1pp | 62.79%-52.5pp | 220.34%-210.0pp |
| Employer contribution / active EE | $6,067 | $4,636+30.9% | $4,154+46.1% | $4,156+46.0% |
| Participant deferral / active EE | $7,064 | $6,166+14.6% | $5,453+29.6% | $6,407+10.3% |
| Admin fee / account holder | $999 | $16,471-93.9% | $14,116-92.9% | $12,270-91.9% |