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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,670 | $71,230-13.4% | $93,727-34.2% | $80,959-23.8% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 11.57% | 11.26%+0.3pp | 133.83%-122.3pp | 35.67%-24.1pp |
| Employer contribution / active EE | $1,201 | $1,565-23.3% | $2,421-50.4% | $2,757-56.4% |
| Participant deferral / active EE | $1,818 | $4,037-55.0% | $4,417-58.8% | $4,300-57.7% |
| Admin fee / account holder | $6,102 | $6,961-12.3% | $8,292-26.4% | $6,925-11.9% |