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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,407 | $178,174-75.6% | $156,181-72.2% | $137,256-68.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 8.95% | 84.19%-75.2pp | 64.87%-55.9pp | 220.34%-211.4pp |
| Employer contribution / active EE | $1,400 | $4,972-71.8% | $4,294-67.4% | $4,156-66.3% |
| Participant deferral / active EE | $3,246 | $6,888-52.9% | $6,132-47.1% | $6,407-49.3% |
| Admin fee / account holder | $60,044 | $17,404+245.0% | $14,586+311.6% | $12,270+389.3% |