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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,142 | $156,616+151.7% | $133,346+195.6% | $198,609+98.5% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 8.84% | 44.25%-35.4pp | 36.85%-28.0pp | 202.70%-193.9pp |
| Employer contribution / active EE | $7,644 | $3,368+127.0% | $2,853+167.9% | $5,055+51.2% |
| Participant deferral / active EE | $5,367 | $4,920+9.1% | $4,332+23.9% | $6,977-23.1% |
| Admin fee / account holder | $8,253 | $17,468-52.8% | $14,264-42.1% | $19,030-56.6% |