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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,142 | $115,225+242.1% | $100,712+291.4% | $138,895+183.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 8.84% | 40.35%-31.5pp | 33.27%-24.4pp | 145.39%-136.6pp |
| Employer contribution / active EE | $7,644 | $2,771+175.9% | $2,313+230.5% | $4,194+82.3% |
| Participant deferral / active EE | $5,367 | $4,699+14.2% | $4,085+31.4% | $6,396-16.1% |
| Admin fee / account holder | $8,253 | $10,844-23.9% | $9,256-10.8% | $12,562-34.3% |