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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,961 | $71,230+23.5% | $93,727-6.2% | $80,959+8.6% |
| Participation rate | 79.3% | 60.4%+18.9pp | 68.7%+10.6pp | 67.7%+11.6pp |
| Annual return | 8.77% | 11.26%-2.5pp | 133.83%-125.1pp | 35.67%-26.9pp |
| Employer contribution / active EE | $2,960 | $1,565+89.1% | $2,421+22.3% | $2,757+7.4% |
| Participant deferral / active EE | $4,550 | $4,037+12.7% | $4,417+3.0% | $4,300+5.8% |
| Admin fee / account holder | $3,002 | $6,961-56.9% | $8,292-63.8% | $6,925-56.6% |