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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,894 | $183,627+117.2% | $155,602+156.4% | $145,978+173.3% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 8.14% | 61.32%-53.2pp | 64.81%-56.7pp | 550.52%-542.4pp |
| Employer contribution / active EE | $2,837 | $5,316-46.6% | $4,675-39.3% | $4,662-39.1% |
| Participant deferral / active EE | $10,948 | $6,466+69.3% | $5,629+94.5% | $6,690+63.7% |
| Admin fee / account holder | $6,095 | $19,327-68.5% | $15,923-61.7% | $13,400-54.5% |