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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $564,578 | $125,190+351.0% | $105,624+434.5% | $145,897+287.0% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 7.95% | 225.22%-217.3pp | 116.20%-108.3pp | 552.29%-544.3pp |
| Employer contribution / active EE | $3,978 | $3,720+6.9% | $3,168+25.6% | $4,663-14.7% |
| Participant deferral / active EE | $3,978 | $5,716-30.4% | $5,013-20.6% | $6,689-40.5% |
| Admin fee / account holder | $6,343 | $17,138-63.0% | $10,961-42.1% | $13,390-52.6% |