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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,877 | $87,132+140.9% | $105,624+98.7% | $80,959+159.2% |
| Participation rate | 95.5% | 70.4%+25.0pp | 75.3%+20.2pp | 67.7%+27.8pp |
| Annual return | 23.36% | 17.03%+6.3pp | 116.20%-92.8pp | 35.67%-12.3pp |
| Employer contribution / active EE | $5,427 | $2,397+126.4% | $3,168+71.3% | $2,757+96.8% |
| Participant deferral / active EE | $6,653 | $3,985+66.9% | $5,013+32.7% | $4,300+54.7% |
| Admin fee / account holder | $52,621 | $8,449+522.8% | $10,961+380.1% | $6,925+659.8% |