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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,161 | $95,453+89.8% | $112,040+61.7% | $82,448+119.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 11.79% | 23.92%-12.1pp | 24.52%-12.7pp | 41.64%-29.8pp |
| Employer contribution / active EE | $8,314 | $2,318+258.7% | $2,954+181.4% | $2,551+225.9% |
| Participant deferral / active EE | $8,360 | $4,224+97.9% | $5,098+64.0% | $4,139+102.0% |
| Admin fee / account holder | $9,745 | $9,013+8.1% | $12,098-19.5% | $7,234+34.7% |