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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,161 | $97,550+85.7% | $120,344+50.5% | $87,485+107.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 11.79% | 18.41%-6.6pp | 20.30%-8.5pp | 26.06%-14.3pp |
| Employer contribution / active EE | $8,314 | $2,291+262.9% | $3,020+175.3% | $2,596+220.2% |
| Participant deferral / active EE | $8,360 | $4,230+97.6% | $5,135+62.8% | $4,274+95.6% |
| Admin fee / account holder | $9,745 | $9,543+2.1% | $12,742-23.5% | $7,775+25.3% |