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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4 years Service code 15 · EIN 20-8764829 | Recordkeeping | $39,059 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $27,398 |
Filed as: SANSIVERI, KIMBALL & CO., L.L.P Service code 15 · EIN 05-0255779 | Recordkeeping | $10,600 |
ADP BROKER-DEALER10+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,513 | $79,184+2.9% | $102,438-20.4% | $74,546+9.3% |
| Participation rate | 96.3% | 74.8%+21.6pp | 76.5%+19.8pp | 67.2%+29.1pp |
| Annual return | 13.16% | 54.95%-41.8pp | 29.37%-16.2pp | 1366.03%-1352.9pp |
| Employer contribution / active EE | $1,795 | $2,362-24.0% | $3,024-40.6% | $2,624-31.6% |
| Participant deferral / active EE | $6,388 | $4,414+44.7% | $5,054+26.4% | $4,347+46.9% |
| Admin fee / account holder | $290 | $2,001-85.5% | $9,448-96.9% | $1,944-85.1% |