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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,151 | $86,922+91.1% | $102,438+62.2% | $80,874+105.4% |
| Participation rate | 90.0% | 72.4%+17.6pp | 76.5%+13.5pp | 67.6%+22.4pp |
| Annual return | 8.93% | 18.90%-10.0pp | 29.37%-20.4pp | 35.62%-26.7pp |
| Employer contribution / active EE | $4,732 | $2,369+99.7% | $3,024+56.5% | $2,756+71.7% |
| Participant deferral / active EE | $9,172 | $4,119+122.7% | $5,054+81.5% | $4,297+113.5% |
| Admin fee / account holder | $5,288 | $8,050-34.3% | $9,448-44.0% | $6,935-23.8% |