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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,151 | $86,949+91.1% | $102,460+62.2% | $80,959+105.2% |
| Participation rate | 90.0% | 72.4%+17.6pp | 76.5%+13.5pp | 67.7%+22.3pp |
| Annual return | 8.93% | 18.89%-10.0pp | 29.47%-20.5pp | 35.67%-26.7pp |
| Employer contribution / active EE | $4,732 | $2,370+99.7% | $3,025+56.4% | $2,757+71.6% |
| Participant deferral / active EE | $9,172 | $4,121+122.6% | $5,056+81.4% | $4,300+113.3% |
| Admin fee / account holder | $5,288 | $8,048-34.3% | $9,460-44.1% | $6,925-23.6% |