Retirement plan

THE WILLIAM CASPAR GRAUSTEIN MEMORIAL FUND TAX DEFERRED ANNUITY PLAN

Name: WILLIAM CASPAR GRAUSTEIN MEMORIAL FUND - THE WILLIAM CASPAR GRAUSTEIN MEMORIAL FUND TAX DEFERRED ANNUITY PLAN (2025) Form 5500
Creator: WILLIAM CASPAR GRAUSTEIN MEMORIAL FUND
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE WILLIAM CASPAR GRAUSTEIN MEMORIAL FUND TAX DEFERRED ANNUITY PLAN, WILLIAM CASPAR GRAUSTEIN MEMORIAL FUND

WILLIAM CASPAR GRAUSTEIN MEMORIAL FUNDEIN 04-6037391Plan #001PY 2025

2319 WHITNEY AVENUE #2B - HAMDEN, CT 06518203-230-3330

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$3.6M

-9.8% from 2024

Total participants

-40.0% from 2024

Average account balance

$301,357

+35.3% from 2024

Annual return

12.16%

+12.16 pp from 2024

Benchmarks

See 17,085 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort17,085 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.62M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$301K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

120.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$241K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$24K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.16%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$97380

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L2M2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$1.2M

$116856 / participant

Other / not subdivided$1M100.0%

% of EOY assets

32.314%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$301,357

$114,013+164.3%

$103,693+190.6%

$155,188+94.2%

Participation rate

100.0%

75.2%+24.8pp

72.6%+27.4pp

80.8%+19.2pp

Annual return

12.16%

49.31%-37.2pp

47.61%-35.5pp

148.84%-136.7pp

Employer contribution / active EE

$13,565

$3,131+333.2%

$2,920+364.5%

$4,248+219.4%

Participant deferral / active EE

$10,510

$4,970+111.5%

$4,579+129.5%

$6,531+60.9%

Admin fee / account holder

$97,380

$8,407+1058.3%

$7,858+1139.2%

$14,480+572.5%

THE WILLIAM CASPAR GRAUSTEIN MEMORIAL FUND TAX DEFERRED ANNUITY PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE WILLIAM CASPAR GRAUSTEIN MEMORIAL FUND TAX DEFERRED ANNUITY PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion