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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,004 | $112,729-38.8% | $98,716-30.1% | $137,256-49.7% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 41.74% | 38.48%+3.3pp | 31.81%+9.9pp | 220.34%-178.6pp |
| Employer contribution / active EE | $2,633 | $2,725-3.4% | $2,279+15.6% | $4,156-36.6% |
| Participant deferral / active EE | $4,990 | $4,640+7.5% | $4,048+23.3% | $6,407-22.1% |
| Admin fee / account holder | $6,979 | $10,129-31.1% | $8,703-19.8% | $12,270-43.1% |