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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,004 | $115,225-40.1% | $100,712-31.5% | $138,895-50.3% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.3%+10.7pp | 79.9%+0.1pp |
| Annual return | 41.74% | 40.35%+1.4pp | 33.27%+8.5pp | 145.39%-103.7pp |
| Employer contribution / active EE | $2,633 | $2,771-5.0% | $2,313+13.8% | $4,194-37.2% |
| Participant deferral / active EE | $4,990 | $4,699+6.2% | $4,085+22.2% | $6,396-22.0% |
| Admin fee / account holder | $6,979 | $10,844-35.6% | $9,256-24.6% | $12,562-44.4% |