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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,825 | $111,830-59.9% | $93,696-52.2% | $145,884-69.3% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 12.99% | 204.08%-191.1pp | 133.74%-120.8pp | 551.85%-538.9pp |
| Employer contribution / active EE | $1,885 | $3,093-39.1% | $2,422-22.2% | $4,662-59.6% |
| Participant deferral / active EE | $5,423 | $4,920+10.2% | $4,417+22.8% | $6,690-18.9% |
| Admin fee / account holder | $2,967 | $10,249-71.1% | $8,287-64.2% | $13,392-77.8% |