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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,462 | $80,731-63.5% | $103,374-71.5% | $74,546-60.5% |
| Participation rate | 85.9% | 65.7%+20.2pp | 74.5%+11.4pp | 67.2%+18.7pp |
| Annual return | 13.68% | 27.56%-13.9pp | 24.89%-11.2pp | 1366.03%-1352.4pp |
| Employer contribution / active EE | $7,164 | $3,158+126.9% | $3,869+85.1% | $2,624+173.0% |
| Participant deferral / active EE | $2,170 | $3,860-43.8% | $5,058-57.1% | $4,347-50.1% |
| Admin fee / account holder | $358 | $2,369-84.9% | $8,394-95.7% | $1,944-81.6% |