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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,873 | $99,875+12.0% | $146,866-23.8% | $86,983+28.6% |
| Participation rate | 88.9% | 75.8%+13.1pp | 82.5%+6.4pp | 69.5%+19.3pp |
| Annual return | 14.30% | 28.10%-13.8pp | 102.85%-88.6pp | 25.83%-11.5pp |
| Employer contribution / active EE | $6,344 | $3,224+96.8% | $4,425+43.4% | $2,584+145.5% |
| Participant deferral / active EE | $3,974 | $6,322-37.1% | $7,759-48.8% | $4,194-5.2% |
| Admin fee / account holder | $11,123 | $7,838+41.9% | $13,620-18.3% | $7,856+41.6% |