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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,684 | $70,121-6.3% | $63,803+2.9% | $138,895-52.7% |
| Participation rate | 35.7% | 77.2%-41.5pp | 72.7%-37.0pp | 79.9%-44.2pp |
| Annual return | 13.96% | 946.48%-932.5pp | 543.72%-529.8pp | 145.39%-131.4pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $2,532-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $1,675 | $4,535-63.1% | $3,843-56.4% | $6,396-73.8% |
| Admin fee / account holder | $13,061 | $6,738+93.9% | $5,196+151.3% | $12,562+4.0% |