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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,700 | $81,358+176.2% | $155,556+44.4% | $80,959+177.5% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.00% | 33.39%-18.4pp | 64.84%-49.8pp | 35.67%-20.7pp |
| Employer contribution / active EE | $10,134 | $3,106+226.2% | $4,675+116.7% | $2,757+267.5% |
| Participant deferral / active EE | $8,609 | $3,455+149.1% | $5,631+52.9% | $4,300+100.2% |
| Admin fee / account holder | $3,944 | $7,994-50.7% | $15,885-75.2% | $6,925-43.0% |