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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,850 | $180,749-71.3% | $160,784-67.8% | $137,256-62.2% |
| Participation rate | 53.8% | 80.0%-26.1pp | 77.0%-23.1pp | 80.0%-26.1pp |
| Annual return | 25.47% | 2234.46%-2209.0pp | 1803.92%-1778.4pp | 220.34%-194.9pp |
| Employer contribution / active EE | $1,321 | $4,155-68.2% | $3,733-64.6% | $4,156-68.2% |
| Participant deferral / active EE | $5,643 | $6,844-17.6% | $6,293-10.3% | $6,407-11.9% |
| Admin fee / account holder | $49 | $10,397-99.5% | $9,717-99.5% | $12,270-99.6% |