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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,850 | $208,088-75.1% | $186,193-72.2% | $154,746-66.5% |
| Participation rate | 53.8% | 80.0%-26.1pp | 77.1%-23.3pp | 80.7%-26.9pp |
| Annual return | 25.47% | 89.97%-64.5pp | 78.03%-52.6pp | 172.34%-146.9pp |
| Employer contribution / active EE | $1,321 | $4,340-69.6% | $3,918-66.3% | $4,379-69.8% |
| Participant deferral / active EE | $5,643 | $7,078-20.3% | $6,513-13.4% | $6,730-16.2% |
| Admin fee / account holder | $49 | $11,698-99.6% | $11,058-99.6% | $14,365-99.7% |