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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,054 | $102,595+203.2% | $94,057+230.7% | $154,746+101.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 17.56% | 583.42%-565.9pp | 480.62%-463.1pp | 172.34%-154.8pp |
| Employer contribution / active EE | $2,237 | $3,147-28.9% | $2,933-23.7% | $4,379-48.9% |
| Participant deferral / active EE | $4,447 | $5,118-13.1% | $4,709-5.6% | $6,730-33.9% |
| Admin fee / account holder | $3,790 | $7,736-51.0% | $7,244-47.7% | $14,365-73.6% |