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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,262 | $165,584+39.7% | $142,942+61.8% | $137,256+68.5% |
| Participation rate | 55.6% | 80.1%-24.5pp | 76.8%-21.3pp | 80.0%-24.4pp |
| Annual return | 14.76% | 164.22%-149.5pp | 113.70%-98.9pp | 220.34%-205.6pp |
| Employer contribution / active EE | $1,131 | $4,725-76.1% | $4,139-72.7% | $4,156-72.8% |
| Participant deferral / active EE | $6,285 | $8,194-23.3% | $7,128-11.8% | $6,407-1.9% |
| Admin fee / account holder | $3,693 | $16,167-77.2% | $12,475-70.4% | $12,270-69.9% |