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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,897 | $168,626+0.2% | $133,698+26.3% | $145,897+15.8% |
| Participation rate | 57.9% | 80.4%-22.5pp | 76.4%-18.5pp | 80.3%-22.4pp |
| Annual return | 16.11% | 1168.99%-1152.9pp | 580.90%-564.8pp | 552.29%-536.2pp |
| Employer contribution / active EE | $1,724 | $5,290-67.4% | $4,218-59.1% | $4,663-63.0% |
| Participant deferral / active EE | $5,916 | $8,688-31.9% | $7,016-15.7% | $6,689-11.6% |
| Admin fee / account holder | $750 | $9,638-92.2% | $6,703-88.8% | $13,390-94.4% |