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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,922 | $178,174+22.3% | $156,181+39.5% | $137,256+58.8% |
| Participation rate | 76.5% | 82.0%-5.6pp | 78.8%-2.4pp | 80.0%-3.5pp |
| Annual return | 9.38% | 84.19%-74.8pp | 64.87%-55.5pp | 220.34%-211.0pp |
| Employer contribution / active EE | $10,933 | $4,972+119.9% | $4,294+154.6% | $4,156+163.1% |
| Participant deferral / active EE | $7,983 | $6,888+15.9% | $6,132+30.2% | $6,407+24.6% |
| Admin fee / account holder | $98,351 | $17,404+465.1% | $14,586+574.3% | $12,270+701.5% |