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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,901 | $156,398+134.6% | $147,318+149.1% | $138,895+164.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.53% | 78.75%-62.2pp | 70.43%-53.9pp | 145.39%-128.9pp |
| Employer contribution / active EE | $3,276 | $4,853-32.5% | $4,593-28.7% | $4,194-21.9% |
| Participant deferral / active EE | $10,981 | $8,237+33.3% | $7,906+38.9% | $6,396+71.7% |
| Admin fee / account holder | $2,890 | $14,976-80.7% | $13,708-78.9% | $12,562-77.0% |