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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $278,251 |
Service code 27 · EIN 38-2722519 | Advisory (Plan) | $221,140 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,032 | $53,254+46.5% | $155,602-49.9% | $199,874-61.0% |
| Participation rate | 81.6% | 64.1%+17.4pp | 78.2%+3.4pp | 72.0%+9.5pp |
| Annual return | 18.78% | 41.18%-22.4pp | 64.81%-46.0pp | 34.28%-15.5pp |
| Employer contribution / active EE | $4,437 | $1,848+140.1% | $4,675-5.1% | $3,036+46.1% |
| Participant deferral / active EE | $10,726 | $3,165+238.9% | $5,629+90.6% | $5,090+110.7% |
| Admin fee / account holder | $127 | $186-31.4% | $15,923-99.2% | $269-52.7% |