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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $278,251 |
Service code 27 · EIN 38-2722519 | Advisory (Plan) | $221,140 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,032 | $53,204+46.7% | $155,556-49.8% | $200,096-61.0% |
| Participation rate | 81.6% | 64.1%+17.5pp | 78.2%+3.3pp | 72.0%+9.5pp |
| Annual return | 18.78% | 41.02%-22.2pp | 64.84%-46.1pp | 34.26%-15.5pp |
| Employer contribution / active EE | $4,437 | $1,850+139.8% | $4,675-5.1% | $3,038+46.1% |
| Participant deferral / active EE | $10,726 | $3,163+239.1% | $5,631+90.5% | $5,090+110.7% |
| Admin fee / account holder | $127 | $186-31.4% | $15,885-99.2% | $269-52.7% |