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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,965 | $166,020+4.8% | $164,866+5.5% | $145,959+19.2% |
| Participation rate | 78.6% | 82.0%-3.4pp | 78.6%0pp | 80.3%-1.7pp |
| Annual return | 17.39% | 100.08%-82.7pp | 69.97%-52.6pp | 561.95%-544.6pp |
| Employer contribution / active EE | $4,432 | $5,275-16.0% | $4,343+2.1% | $4,661-4.9% |
| Participant deferral / active EE | $8,050 | $6,961+15.6% | $6,033+33.4% | $6,689+20.4% |
| Admin fee / account holder | $13,256 | $16,644-20.4% | $12,689+4.5% | $13,398-1.1% |