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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,213 | $111,878-80.1% | $93,727-76.3% | $145,897-84.8% |
| Participation rate | 87.5% | 74.2%+13.3pp | 68.7%+18.8pp | 80.3%+7.2pp |
| Annual return | 13.65% | 204.28%-190.6pp | 133.83%-120.2pp | 552.29%-538.6pp |
| Employer contribution / active EE | $1,935 | $3,092-37.4% | $2,421-20.1% | $4,663-58.5% |
| Participant deferral / active EE | $3,818 | $4,920-22.4% | $4,417-13.6% | $6,689-42.9% |
| Admin fee / account holder | $1,098 | $10,256-89.3% | $8,292-86.8% | $13,390-91.8% |