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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,371 | $150,435-12.7% | $120,580+8.9% | $145,897-10.0% |
| Participation rate | 85.0% | 78.8%+6.2pp | 72.0%+13.0pp | 80.3%+4.7pp |
| Annual return | 12.20% | 154.60%-142.4pp | 107.48%-95.3pp | 552.29%-540.1pp |
| Employer contribution / active EE | $3,777 | $4,352-13.2% | $3,469+8.9% | $4,663-19.0% |
| Participant deferral / active EE | $9,402 | $6,174+52.3% | $4,995+88.2% | $6,689+40.6% |
| Admin fee / account holder | $2,693 | $12,182-77.9% | $9,418-71.4% | $13,390-79.9% |