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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,756 | $160,070-21.4% | $147,117-14.5% | $145,897-13.8% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 9.32% | 98.69%-89.4pp | 420.54%-411.2pp | 552.29%-543.0pp |
| Employer contribution / active EE | $4,152 | $5,285-21.4% | $4,932-15.8% | $4,663-11.0% |
| Participant deferral / active EE | $10,126 | $8,419+20.3% | $8,065+25.6% | $6,689+51.4% |
| Admin fee / account holder | $9,728 | $15,035-35.3% | $12,993-25.1% | $13,390-27.4% |