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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,742 | $86,940+30.8% | $102,434+11.0% | $80,935+40.5% |
| Participation rate | 66.7% | 72.4%-5.7pp | 76.5%-9.8pp | 67.7%-1.0pp |
| Annual return | 11.84% | 18.89%-7.1pp | 29.46%-17.6pp | 35.66%-23.8pp |
| Employer contribution / active EE | $1,951 | $2,370-17.7% | $3,023-35.5% | $2,757-29.2% |
| Participant deferral / active EE | $4,054 | $4,121-1.6% | $5,055-19.8% | $4,299-5.7% |
| Admin fee / account holder | $3,119 | $8,047-61.2% | $9,462-67.0% | $6,924-55.0% |