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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,996 | $162,136-70.4% | $152,301-68.5% | $154,746-69.0% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 11.74% | 91.02%-79.3pp | 80.50%-68.8pp | 172.34%-160.6pp |
| Employer contribution / active EE | $2,797 | $4,890-42.8% | $4,624-39.5% | $4,379-36.1% |
| Participant deferral / active EE | $13,393 | $8,341+60.6% | $8,004+67.3% | $6,730+99.0% |
| Admin fee / account holder | $1,083 | $15,759-93.1% | $14,398-92.5% | $14,365-92.5% |