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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,762 | $111,878+153.6% | $93,727+202.8% | $145,897+94.5% |
| Participation rate | 80.0% | 74.2%+5.8pp | 68.7%+11.3pp | 80.3%-0.3pp |
| Annual return | 10.07% | 204.28%-194.2pp | 133.83%-123.8pp | 552.29%-542.2pp |
| Employer contribution / active EE | $2,263 | $3,092-26.8% | $2,421-6.6% | $4,663-51.5% |
| Participant deferral / active EE | $2,823 | $4,920-42.6% | $4,417-36.1% | $6,689-57.8% |
| Admin fee / account holder | $25,396 | $10,256+147.6% | $8,292+206.3% | $13,390+89.7% |