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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,762 | $111,785+153.8% | $93,669+202.9% | $145,877+94.5% |
| Participation rate | 80.0% | 74.2%+5.8pp | 68.7%+11.3pp | 80.3%-0.3pp |
| Annual return | 10.07% | 203.79%-193.7pp | 133.59%-123.5pp | 551.28%-541.2pp |
| Employer contribution / active EE | $2,263 | $3,096-26.9% | $2,424-6.6% | $4,663-51.5% |
| Participant deferral / active EE | $2,823 | $4,919-42.6% | $4,416-36.1% | $6,691-57.8% |
| Admin fee / account holder | $25,396 | $10,256+147.6% | $8,291+206.3% | $13,402+89.5% |