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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $475,286 | $180,749+163.0% | $160,784+195.6% | $137,256+246.3% |
| Participation rate | 77.8% | 80.0%-2.2pp | 77.0%+0.8pp | 80.0%-2.2pp |
| Annual return | 13.16% | 2234.46%-2221.3pp | 1803.92%-1790.8pp | 220.34%-207.2pp |
| Employer contribution / active EE | $6,296 | $4,155+51.5% | $3,733+68.7% | $4,156+51.5% |
| Participant deferral / active EE | $4,433 | $6,844-35.2% | $6,293-29.6% | $6,407-30.8% |
| Admin fee / account holder | $18,645 | $10,397+79.3% | $9,717+91.9% | $12,270+52.0% |