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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,376 | $69,118-22.8% | $53,647-0.5% | $138,895-61.6% |
| Participation rate | 83.3% | 64.0%+19.4pp | 56.3%+27.1pp | 79.9%+3.4pp |
| Annual return | 19.24% | 248.26%-229.0pp | 358.33%-339.1pp | 145.39%-126.2pp |
| Employer contribution / active EE | $1,908 | $1,189+60.4% | $962+98.3% | $4,194-54.5% |
| Participant deferral / active EE | $9,349 | $2,274+311.1% | $1,813+415.6% | $6,396+46.2% |
| Admin fee / account holder | $644 | $2,724-76.4% | $2,460-73.8% | $12,562-94.9% |