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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,376 | $67,823-21.3% | $52,425+1.8% | $137,256-61.1% |
| Participation rate | 83.3% | 63.9%+19.4pp | 55.6%+27.7pp | 80.0%+3.4pp |
| Annual return | 19.24% | 219.11%-199.9pp | 302.12%-282.9pp | 220.34%-201.1pp |
| Employer contribution / active EE | $1,908 | $1,163+64.1% | $914+108.7% | $4,156-54.1% |
| Participant deferral / active EE | $9,349 | $2,288+308.6% | $1,790+422.1% | $6,407+45.9% |
| Admin fee / account holder | $644 | $2,844-77.4% | $2,495-74.2% | $12,270-94.8% |