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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,663 | $51,638-73.5% | $68,368-80.0% | $82,448-83.4% |
| Participation rate | 78.9% | 63.6%+15.3pp | 73.8%+5.2pp | 68.1%+10.9pp |
| Annual return | 17.19% | 37.53%-20.3pp | 292.57%-275.4pp | 41.64%-24.4pp |
| Employer contribution / active EE | $650 | $2,047-68.2% | $2,649-75.4% | $2,551-74.5% |
| Participant deferral / active EE | $1,949 | $2,914-33.1% | $4,123-52.7% | $4,139-52.9% |
| Admin fee / account holder | $324 | $4,643-93.0% | $5,150-93.7% | $7,234-95.5% |