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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,539 | $100,073-85.5% | $85,126-82.9% | $145,877-90.0% |
| Participation rate | 52.4% | 74.1%-21.7pp | 67.5%-15.1pp | 80.3%-27.9pp |
| Annual return | 10.33% | 84.11%-73.8pp | 66.63%-56.3pp | 551.28%-541.0pp |
| Employer contribution / active EE | $841 | $3,236-74.0% | $2,731-69.2% | $4,663-82.0% |
| Participant deferral / active EE | $2,369 | $5,294-55.2% | $4,523-47.6% | $6,691-64.6% |
| Admin fee / account holder | $5,376 | $7,261-26.0% | $6,160-12.7% | $13,402-59.9% |