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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,459 | $99,921+107.6% | $85,009+144.0% | $145,959+42.1% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 11.81% | 83.89%-72.1pp | 66.47%-54.7pp | 561.95%-550.1pp |
| Employer contribution / active EE | $11,220 | $3,233+247.1% | $2,728+311.2% | $4,661+140.7% |
| Participant deferral / active EE | $16,368 | $5,293+209.2% | $4,522+262.0% | $6,689+144.7% |
| Admin fee / account holder | $43,271 | $7,252+496.7% | $6,153+603.3% | $13,398+223.0% |