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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,087 | $125,190+23.9% | $105,624+46.8% | $145,897+6.3% |
| Participation rate | 66.7% | 77.6%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 17.68% | 225.22%-207.5pp | 116.20%-98.5pp | 552.29%-534.6pp |
| Employer contribution / active EE | $2,219 | $3,720-40.4% | $3,168-30.0% | $4,663-52.4% |
| Participant deferral / active EE | $8,338 | $5,716+45.9% | $5,013+66.3% | $6,689+24.7% |
| Admin fee / account holder | $157 | $17,138-99.1% | $10,961-98.6% | $13,390-98.8% |