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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,799 | $160,028+9.2% | $147,080+18.8% | $145,884+19.8% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 14.34% | 98.60%-84.3pp | 420.17%-405.8pp | 551.85%-537.5pp |
| Employer contribution / active EE | $2,037 | $5,286-61.5% | $4,933-58.7% | $4,662-56.3% |
| Participant deferral / active EE | $5,050 | $8,422-40.0% | $8,066-37.4% | $6,690-24.5% |
| Admin fee / account holder | $17,719 | $15,030+17.9% | $12,989+36.4% | $13,392+32.3% |