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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,134 | $160,040+47.5% | $147,096+60.5% | $145,877+61.9% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 10.58% | 98.49%-87.9pp | 419.75%-409.2pp | 551.28%-540.7pp |
| Employer contribution / active EE | $2,676 | $5,289-49.4% | $4,936-45.8% | $4,663-42.6% |
| Participant deferral / active EE | $10,674 | $8,429+26.6% | $8,071+32.3% | $6,691+59.5% |
| Admin fee / account holder | $5,514 | $15,050-63.4% | $13,005-57.6% | $13,402-58.9% |