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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,134 | $160,070+47.5% | $147,117+60.5% | $145,897+61.8% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 10.58% | 98.69%-88.1pp | 420.54%-410.0pp | 552.29%-541.7pp |
| Employer contribution / active EE | $2,676 | $5,285-49.4% | $4,932-45.7% | $4,663-42.6% |
| Participant deferral / active EE | $10,674 | $8,419+26.8% | $8,065+32.4% | $6,689+59.6% |
| Admin fee / account holder | $5,514 | $15,035-63.3% | $12,993-57.6% | $13,390-58.8% |