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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,114 | $178,174-70.2% | $156,181-66.0% | $137,256-61.3% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.8%-16.3pp | 80.0%-17.5pp |
| Annual return | 14.82% | 84.19%-69.4pp | 64.87%-50.1pp | 220.34%-205.5pp |
| Employer contribution / active EE | $1,203 | $4,972-75.8% | $4,294-72.0% | $4,156-71.1% |
| Participant deferral / active EE | $2,801 | $6,888-59.3% | $6,132-54.3% | $6,407-56.3% |
| Admin fee / account holder | $573 | $17,404-96.7% | $14,586-96.1% | $12,270-95.3% |