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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,854 | $78,690+9.1% | $161,489-46.8% | $87,485-1.9% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 17.10% | 32.74%-15.6pp | 89.72%-72.6pp | 26.06%-9.0pp |
| Employer contribution / active EE | $6,844 | $2,588+164.4% | $4,268+60.3% | $2,596+163.6% |
| Participant deferral / active EE | $5,391 | $3,311+62.8% | $5,630-4.2% | $4,274+26.1% |
| Admin fee / account holder | $408 | $6,724-93.9% | $16,006-97.4% | $7,775-94.7% |