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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,854 | $77,814+10.3% | $158,223-45.7% | $86,983-1.3% |
| Participation rate | 100.0% | 68.4%+31.6pp | 79.2%+20.8pp | 69.5%+30.5pp |
| Annual return | 17.10% | 30.54%-13.4pp | 52.09%-35.0pp | 25.83%-8.7pp |
| Employer contribution / active EE | $6,844 | $2,592+164.0% | $4,109+66.6% | $2,584+164.8% |
| Participant deferral / active EE | $5,391 | $3,270+64.9% | $5,467-1.4% | $4,194+28.5% |
| Admin fee / account holder | $408 | $5,879-93.1% | $16,047-97.5% | $7,856-94.8% |