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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,513 | $138,312-4.2% | $122,979+7.8% | $155,188-14.6% |
| Participation rate | 52.9% | 80.2%-27.3pp | 77.2%-24.2pp | 80.8%-27.9pp |
| Annual return | 13.88% | 22.06%-8.2pp | 20.12%-6.2pp | 148.84%-135.0pp |
| Employer contribution / active EE | $2,170 | $3,530-38.5% | $3,062-29.1% | $4,248-48.9% |
| Participant deferral / active EE | $4,327 | $5,592-22.6% | $5,003-13.5% | $6,531-33.7% |
| Admin fee / account holder | $11 | $15,089-99.9% | $12,864-99.9% | $14,480-99.9% |