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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,849 | $100,203+39.6% | $85,240+64.1% | $145,897-4.1% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 10.35% | 84.28%-73.9pp | 66.75%-56.4pp | 552.29%-541.9pp |
| Employer contribution / active EE | $4,236 | $3,242+30.7% | $2,735+54.9% | $4,663-9.1% |
| Participant deferral / active EE | $8,605 | $5,299+62.4% | $4,527+90.1% | $6,689+28.6% |
| Admin fee / account holder | $1,000 | $7,265-86.2% | $6,165-83.8% | $13,390-92.5% |