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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,922 | $154,228+35.5% | $145,433+43.7% | $137,256+52.2% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 19.01% | 74.59%-55.6pp | 66.58%-47.6pp | 220.34%-201.3pp |
| Employer contribution / active EE | $12,020 | $4,804+150.2% | $4,554+163.9% | $4,156+189.2% |
| Participant deferral / active EE | $9,783 | $8,216+19.1% | $7,897+23.9% | $6,407+52.7% |
| Admin fee / account holder | $2,809 | $14,344-80.4% | $13,129-78.6% | $12,270-77.1% |