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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,265 | $111,535+163.8% | $105,223+179.7% | $137,256+114.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 10.62% | 237.85%-227.2pp | 180.65%-170.0pp | 220.34%-209.7pp |
| Employer contribution / active EE | $11,680 | $3,939+196.5% | $3,689+216.6% | $4,156+181.0% |
| Participant deferral / active EE | $8,050 | $5,500+46.4% | $5,072+58.7% | $6,407+25.6% |
| Admin fee / account holder | $3,169 | $9,721-67.4% | $8,859-64.2% | $12,270-74.2% |